Terms and conditions

1. Acceptance of Terms

By accessing or using KO’s website, mobile applications, courses, coaching services, eBooks, or any other digital products (“Services”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you must discontinue use of the Services immediately.

2. Eligibility

You must be at least 18 years old to use the Services. By using the Services, you represent that you meet this requirement and that all information you provide is truthful and accurate.

3. Accounts and Security

To access certain features, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials.

You agree to notify us immediately of any unauthorized access or breach of security.

KO is not liable for losses resulting from unauthorized account use.

4. Use of Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Reproduce, distribute, or resell any course, workbook, eBook, or digital product without written consent.
• Harass, abuse, or harm other users or instructors.
• Attempt to hack, disrupt, or interfere with the platform’s operations.

5. Payments and Refunds

• Fees for courses, eBooks, and other products must be paid in full at the time of purchase.
• Payments are processed securely through third-party providers (e.g., Stripe, PayPal).
• Unless otherwise stated, all sales are final. Refunds may be granted at KO’s sole discretion in cases of technical issues or duplicate charges.

6. Intellectual Property

• All content provided by KO—including but not limited to videos, course materials, eBooks, workbooks, graphics, and logos—is the intellectual property of KO and its licensors.
• You are granted a limited, non-transferable, non-exclusive license to use the Services for personal, non-commercial purposes.
• You may not reproduce, modify, or distribute KO content without written permission.

7. Coaching and Educational Disclaimer

KO provides educational resources, coaching, and tools designed to support personal and relationship growth. We are not a substitute for licensed therapy, legal advice, or medical services. You are solely responsible for how you apply the information provided.

8. Termination

We reserve the right to suspend or terminate your account and access to the Services if you violate these Terms, engage in fraudulent behavior, or misuse the platform.

9. Limitation of Liability

To the maximum extent permitted by law, KO is not liable for any indirect, incidental, or consequential damages arising from your use of the Services. Our total liability to you will not exceed the fees paid by you to KO in the past six months.

10. Indemnification

You agree to indemnify and hold harmless KO, its founders, affiliates, and employees from any claims, damages, or expenses arising out of your misuse of the Services or violation of these Terms.

11. Changes to Terms

We may update these Terms from time to time. The most current version will always be available on our website, with an updated “Effective Date.” Continued use of the Services after changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles. Any disputes shall be resolved in the courts of [Insert Jurisdiction].

13. Contact Us

For questions regarding these Terms, please contact us:

KO

Email: examleko@gmail.com